:root{--ink:#17212b;--muted:#5c6874;--brand:#123d5a;--accent:#e17b28;--paper:#fff;--soft:#f3f6f8;--line:#d9e0e5;--ok:#eaf4ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}.wrap{width:min(1160px,calc(100% - 36px));margin:auto}
.topbar{background:#0d2e44;color:#fff;font-size:.94rem}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:9px 0}.topbar a{color:#fff;font-weight:800}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:11px;color:var(--ink);text-decoration:none;font-weight:900;font-size:1.18rem}.brand svg{width:42px;height:42px}.navlinks{display:flex;align-items:center;gap:23px}.navlinks a{text-decoration:none;font-weight:700;color:#2b3742}.callbtn,.btn{display:inline-block;background:var(--accent);color:#fff!important;padding:12px 18px;border-radius:8px;text-decoration:none!important;font-weight:900;box-shadow:0 3px 0 rgba(0,0,0,.12)}.btn.secondary{background:var(--brand)}
.hero{background:linear-gradient(135deg,#eef4f7,#fff 62%);border-bottom:1px solid var(--line);padding:70px 0 60px}.eyebrow{text-transform:uppercase;letter-spacing:.11em;font-weight:900;color:#9b4d12;font-size:.78rem}.hero h1,h1{font-size:clamp(2.2rem,5vw,4.4rem);line-height:1.04;letter-spacing:-.045em;margin:.25em 0}.hero p{font-size:1.18rem;max-width:780px;color:#40505e}.actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin:25px 0}.trust{display:flex;gap:12px 24px;flex-wrap:wrap;font-weight:700;font-size:.93rem;color:#465460}
section{padding:60px 0}.soft{background:var(--soft)}h2{font-size:clamp(1.65rem,3vw,2.45rem);line-height:1.15;letter-spacing:-.025em;margin:0 0 18px}h3{font-size:1.22rem;line-height:1.3;margin-top:0}.lead{font-size:1.08rem;color:#485867;max-width:820px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:23px;box-shadow:0 5px 18px rgba(18,61,90,.045)}.card p{color:#52606d}.card a{font-weight:800}.steps{counter-reset:s}.step{position:relative;padding-left:58px}.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:#fff;font-weight:900}
.content{width:min(840px,calc(100% - 36px));margin:auto}.content h2{margin-top:42px}.content h3{margin-top:28px}.content p,.content li{color:#354554}.notice{background:var(--ok);border-left:4px solid #2e7755;padding:18px 20px;border-radius:8px;margin:24px 0}.cta{background:#123d5a;color:#fff;border-radius:16px;padding:32px;margin:40px 0}.cta h2,.cta p{color:#fff}.cta a{color:#fff}.location-list{columns:3;column-gap:30px}.location-list a{display:block;padding:7px 0;break-inside:avoid}
footer{background:#0d2434;color:#dbe6ed;padding:46px 0 92px}footer a{color:#fff}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px}.fine{font-size:.86rem;color:#b9c7d0}.mobile-call{display:none}
@media(max-width:800px){.navlinks a:not(.callbtn){display:none}.topbar .wrap{justify-content:center;text-align:center}.grid,.grid.two{grid-template-columns:1fr}.location-list{columns:1}.footgrid{grid-template-columns:1fr}.hero{padding:48px 0}.mobile-call{display:block;position:fixed;bottom:14px;left:14px;right:14px;z-index:50;text-align:center;background:var(--accent);color:#fff!important;text-decoration:none;padding:14px;border-radius:10px;font-weight:900;box-shadow:0 6px 24px rgba(0,0,0,.25)}}

/* Responsive navigation */
.menu-toggle{display:none;border:0;background:transparent;width:44px;height:44px;padding:8px;cursor:pointer;border-radius:8px}
.menu-toggle span{display:block;height:3px;background:#17212b;margin:5px 0;border-radius:2px;transition:.2s}
.mobile-actions{display:none;align-items:center;gap:8px}
@media(max-width:800px){
  header{position:relative;top:auto}
  .nav{min-height:68px;gap:10px}
  .brand{font-size:1rem;min-width:0}.brand span{white-space:nowrap}
  .brand svg{width:34px;height:34px;flex:0 0 auto}
  .navlinks{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:10px 18px 18px;box-shadow:0 12px 20px rgba(18,61,90,.12)}
  .navlinks.open{display:block}.navlinks a:not(.callbtn){display:block;padding:12px 4px}
  .navlinks .callbtn{display:none}
  .mobile-actions{display:flex;margin-left:auto}
  .mobile-actions .callbtn{padding:9px 10px;font-size:.82rem;box-shadow:none;white-space:nowrap}
  .menu-toggle{display:block}
}
@media(max-width:520px){
  .brand span{font-size:.86rem}
  .brand svg{display:block;width:30px;height:30px;flex:0 0 30px}
  .nav{gap:6px}
  .mobile-actions{gap:5px}
  .mobile-actions .callbtn{padding:8px 8px;font-size:.78rem}
}
@media(max-width:400px){
  .brand span{display:none}
  .brand svg{display:block;width:30px;height:30px;flex:0 0 30px}
}


.hero .actions .btn{align-self:center;height:auto;min-height:0}
.hero .actions .fine{font-size:.86rem;line-height:1.35;margin:0;color:#52606d}


/* Compact article intro utilities: Key Takeaways + In This Guide */
.hero + section.article-intro-utility{padding:22px 0 8px}
section.article-intro-utility + section.article-intro-utility{padding:6px 0 18px}
.article-intro-utility .content{margin-top:0;margin-bottom:0}
.article-intro-utility .notice,
.article-intro-utility .card{margin-top:0;margin-bottom:0}
.article-intro-utility ul,
.article-intro-utility ol{margin-bottom:0}
@media(max-width:800px){
  .hero + section.article-intro-utility{padding:18px 0 6px}
  section.article-intro-utility + section.article-intro-utility{padding:5px 0 14px}
}